HoundBlog

Good morning! Working from casa Kemar this morning, so have the antics of the Cardinals at the bird feeder to keep me entertained as I labor away.

I did something yesterday that has me feeling pretty good. I paid off 3 credit cards and cancelled them. Oh the cc companies begged and pleaded and offered me the moon to keep the accounts open, but I perservered. That leaves me with one card whos balance is higher than I would want, but now I can send all my cc money to it and get it paid off as well in the forseeable future rather than in the murky distant future 😆

No, I didn’t win the lottery 😥 – I just borrowed from my 401K (which isn’t doing so hot anyway with the stock market flopping around like a dead fish) at 7.5% compared to the cc rates of 14-1/2 to 22-1/2% — a good trade I think and since I cut up the cards and closed the accounts, there’s no temptation to run them up again. And I scheduled that loan to be paid back in a timely manner, so even that payment won’t be coming out for very long. I know I should not be tempting the gods with this smugness, but I just can’t help but feel good about this move.

Am chugging along on my small project at work. I should have it all wrapped up by this afternoon. I have an interesting program at the SSIG meeting tonight that I don’t want to miss! It’s on Reporting Services and I know just enough about that to get into trouble 😆

Well, it’s back to the grind.

Love to all,

Margaret